Gujarat Property Purchase Costs
Stamp Duty & Registration Cost Calculator — Gujarat
Know your complete purchase cost before you sign. Gujarat stamp duty is 4.9% for male/joint buyers, 3.9% for female sole owners, and 5.9% for commercial property. Registration fee is 1%, capped at ₹30,000.
Total Purchase Cost (Gujarat)
*Gujarat Stamp Act rates. Female sole-owner gets 1% concession on residential. Verify at Sub-Registrar before transaction.
Cost Composition
Frequently Asked Questions
As of 2026, Gujarat charges 4.9% stamp duty on residential property for male or joint buyers, 3.9% for female sole buyers (1% concession), and 5.9% on commercial property. Registration fee is 1% capped at ₹30,000.
No. Banks do not fund stamp duty or registration fees. You must pay approximately 5–6% of property value from your own funds at registration. Plan this separately from your down payment.
The 1% concession applies when the property is registered solely in a woman's name. Joint registrations with male co-owners do not qualify. Applies only to residential property — not commercial.
Stamp duty is paid before executing the sale deed via e-GRAS online or authorised banks. Late payment attracts a penalty of 2% per month on the deficit amount.